Leadership Opportunities for local community residents.  Several local communities are seeking volunteers for city commissions.  These are great opportunities for residents to share their community and neighborhood knowledge.  If you live in any of the following cities please consider volunteering. City of Dublin Human Services Task Force: This Task Force will review the Eastern Alameda County 2011 Human Services Needs Assessment Findings Report and prepare priorities for programs and services. Applications are due Friday, March 2, 2012. For more information click here.

The City of Livermore has openings on the Beautification Committee, Human Services Commission, Library Board of Trustees, Housing Authority, and Historic Preservation Commission. The Historic Preservation Commission could certainly use residents perspective especially regarding private property rights. For more information about these committees, please click here.  To apply for membership please click here.

Union City has openings on its Human Relations Commission, Park and Recreation Commission, Senior Commission and Public Art Board.  For more information please click here.

You must be a resident to serve on these committees.

Buying a home is now more affordable than it has been in the last twenty years.

Thanks to continued declines in home prices and rock-bottom mortgage rates, the National Association of Home Builders/Wells Fargo Housing Opportunity Index hit a record level of affordability.  According to the index, 75.9% of all new and existing homes sold during the three months ended Dec. 31 could have been comfortably purchased by families earning the national median income of $64,200.

That was the highest percentage recorded in the 20-year history of the index, and a sharp increase from just three months earlier when 72.9% of all homes sold were considered affordable.  Those who do land a mortgage, will be able to take advantage of rates that seem to hit a new low every week. This week interest rates for 30-year loans averaged a record low of 3.87%, according to Freddie Mac.  If you have given any thought to making a purchase of a home for a personal residence or as an investment now is the time.  On my team I have incredible lenders available to work with your situation as well as have knowledge of all the programs out there to help.  A simple call to myself or my team lenders may bring you quite a surprise.

The mortgage meltdown that began five years ago appears to be reversing course as the percentage of loans that fell into delinquency slowly returned to normal rates and fewer loans fell into foreclosure.  On a seasonally adjusted basis, 7.58% of mortgage borrowers were late on their loan payments during the last three months of 2011, according to the Mortgage Bankers Association. That was down 0.67 percentage points from 12 months earlier and 2.5 percentage points from the peak set in the first quarter of 2010.

“That’s a pretty substantial decline,” said Mike Fratantoni, the MBA’s Vice President for Single-Family Research and Policy. “We’re about halfway back from the peak.”

He also said the the 0.28 percentage-point decline in loans on which foreclosure actions were started during the fourth quarter is a good predictor of fewer future bank repossessions. During the quarter, foreclosure starts dropped to below 1%, a healthy decline from the 1.4% peak logged in the third quarter of 2009 and significantly closer to the long-term average of slightly under 0.5%, he said.  Watch out for the supply and demand starting to happen on bank owned homes.

As your full time Realtor, I am here to assist you with any questions, concerns or to simply arrange a private showing of any of the homes you see out there.

We then ventured into the foothills just south of Castlewood Country Club to 404 Oak Lane in Pleasanton. This gorgeous and stately home has be een elegantly designed. The downstairs flows from an open living and family room to an elegant dining room to a comfortable and homey kitchen. With three levels of living space from a lower workshop and workout room to the family rooms and kitchen to the bedrooms and relaxing balconies. The outdoors expands out to several entertaining and relaxing areas with views of the hills and sounds of the trickling brook. This home has 4 spacious bedrooms on a 3/4 acre lot listed by the Weiner McDowell Group with J Rockcliff Realtors for $1,648,000. Contact Realtor, Anna Campbell for more information and for a showing at (925) 399-1629.

In the Bay Area, lenders filed 10,012 notices of default, the formal first step in the foreclosure process, in the final three months of the year, DataQuick said. That was down 16.6 percent from the same time in 2010. Statewide, 61,517 notices of default were filed, down 11.9 percent from the previous year.

The trend carried through to trustee’s deeds, the final step in the foreclosure process. In the Bay Area, a total of 4,831 trustee’s deeds were recorded in the fourth quarter, a 16.2 percent decline from 2010. In California, 31,260 trustee’s deeds were filed, an 11.8 percent decline.

As the housing market finds its footing and the economy adds jobs, the number of homeowners forced into foreclosure tends to drop.  “Once prices stabilize or start going up a little, fewer people get pushed into the distressed arena because there is a better chance that they will be able to refinance or sell the house and clear their loan,” said Andrew Le-Page, a DataQuick analyst. “Or they decide to fight to hang on

“Five years ago, almost all mortgage payment delinquencies would have triggered a default notice after a certain amount of time,” Walsh said. “Strategies now include short sales, refinances, interest rate changes, principal reduction, as well as just plain waiting longer. It will be interesting to see how this plays out as the economy improves and the housing market finds its footing.”

Much of the housing distress remains concentrated in lower-cost inland areas where overbuilding was rampant during the housing boom. San Francisco, San Mateo and Marin remain the three California counties where mortgages are least likely to go into default, DataQuick said.   Across the Bay Area, there were 5.7 notices of default for every 1,000 homes in the fourth quarter. That concentration ranges from a low of 2.9 notices of default per 1,000 homes in San Francisco to a high of 10.7 such notices per 1,000 homes in Solano County. Statewide, the average was 7 notices of default per 1,000 homes.   For trustee’s deeds, the Bay Area had 2.7 per 1,000 homes, ranging from 1.2 per 1,000 homes in San Francisco to 6 in Solano. Statewide, there were 3.7 trustee’s deeds per 1,000 homes.

What all this means to you is back to business 101, supply and demand.  With less homes entering the market and the demand for homes at a maintaining point the prices will go up in most area’s.  Again now is the time to take advantage of the low prices, and historic low interest rates.

As your full time Realtor, I am here to assist you with any questions, concerns, or to simply arrange a private viewing of any of the homes you may see out there.  I am available by phone (925) 399-1629 or email.

Fremont Real Estate Market

January 20, 2012 

Out of all the homes for sale in Fremont the current price range is from $79,900 for an efficiency condo with one bathroom all the way up to a $2,648,000 six bedroom and four bath single family house in Fremont, Ca with 6,605 interior square feet.

The larger number of regular sale homes is a positive mark for Fremont. With the larger number of pending shortsales, it shows us that the shortsales are starting to be flushed out. There is a relatively high number of foreclosures both for sale and pending, this will hopefully result in balancing out the Fremont market in another year or so.

Houses For Sale in Fremont, Ca: 288

• 168 Fremont homes are listed as regular sale properties
• 75 Fremont homes are listed as Potential Short Sales
• 44 Fremont homes are listed as REO (foreclosed on properties)

• 90 Condos and Townhomes
• 189 Detached Homes
• 7 Duets  (two homes physically connected but sold separately)
• 1 Patio Home

Current Pending Houses For Sale in Fremont, Ca: 411

• 108 Fremont homes are listed as regular sale properties
• 248 Fremont homes are listed as Potential Short Sales
• 55 Fremont homes are listed as REO (foreclosed on properties)

• 158 Condos and Townhomes
• 242 Detached Homes
• 11 Duets (two homes physically connected but sold separately)

Fremont Homes sold within December 2011: 150

• 82 Fremont regular sale homes
• 37 Fremont short sale homes
• 29 Fremont REO sale homes

Fremont houses that were removed or expired from the market in December 2011: 28

• 20 Fremont regular sale homes
• 7 Fremont short sale homes
• 1 REO sale homes

Fremont houses that were withdrawn from the market in December 2011: 61

• 38 Fremont regular sale homes
• 17 Fremont short sale homes
• 6 REO sale homes

Search Here For Fremont Houses For Sale

For more information about the housing market in Fremont, California contact Bay Area Realtor, Anna Campbell at (925) 399-1629 or visit http://annashouses.com.

January 20, 2012

The current price range for Dublin, Ca is from $168,800 for a two bedroom condo up to a $1,995,000 for a four bedroom and three bath single family home.  Dublin, Ca is located in the tri-valley area within the 580 and 680 corridor.

The number of pending short sales has more than doubled over the past few months in Dublin, Ca. This is a sign that lenders are making it harder to close.  The number of pending REO properties has also increased while the number of regular pending homes has stayed pretty much steady.

We are seeing a much better number of REO homes selling then we are shortsale homes. The number of sold regular sale homes has remained steady.

We are still seeing a larger number of regular sale homes expiring off the market without being purchased. This is a sign that they are still pricing their homes above the current market.

Homes For Sale in Dublin, CA: 86

• 53 homes are listed as regular sale properties.
• 23 homes are listed as Potential Short Sales.
• 10 home is listed as REO (foreclosed on properties).

• 37 Single Family Detached homes for sale
• 49 Condo and Townhomes

Current Pending Homes For Sale in Dublin, Ca: 157

• 37 regular sale homes
• 101 potential short sale homes
• 19 REO sale homes

Dublin, Ca Homes Sold in December 2011: 59

• 24 regular sale homes
• 21 potential short sale homes
• 14 REO sale homes

Dublin, Ca Homes Expired in December 2011: 19

• 15 regular sale homes
• 2 potential short sale homes
• 2 REO sale homes

3 Dublin, Ca homes were removed or withdrawn from the market during December 2011.

Search For Dublin, Ca Homes For Sale Now

For more information about the housing market in Dublin, Ca contact Dublin Realtor, Anna Campbell at (925) 399-1629 or visit http://annashouses.com.

Information has been collected from the Bay East Association of Realtor Multiple Listing System on January 20, 2012 by Realtor, Anna Campbell.

For Sale:

We currently have 79 homes for sale ranging in price from $385,000 to $3,499,000.

Pending:

We currently have 80 homes pending ranging in price from $298,000 to $3,750,000.

Sold:

We have had 298 homes sold from July 1, 2011 to January 6, 2012.

84 three bedroom homes ranging in sold price from $400,000 to $1,242,000.

149 four bedroom homes ranging in sold price from $365,000 to $2,450,000.

52 five bedroom homes ranging in sold price from $465,000 to $2,236,800.

6 six bedroom homes ranging in sold price from $1,058,000 to $2,100,000.

1 seven bedroom home sold for $1,850,000.

We have a record low number of single family homes available for sale in the Pleasanton area. This is creating an opportunity for higher prices as our demand is still inscreasing. Many homebuyers are now looking for the homes they are pre-approved to purchase.

This report only includes single family detached homes from July 1, 2011 to January 6, 2012.

For Sale:

We currently have one property for sale with 5 bedrooms and 3 bathrooms listed for $799,000 with 2,616 est square feet.

Pending:

We currently have two pending properties ranging from $645,000 to $765,000.

Sold:

We have had 12 properties sell from July 1, 2011 to January 6, 2012.

One 3 bedroom with 2 bath home sold for $597,000.

Nine 4 bedrooms homes sold from $639,000 to $880,000.

Two 5 bedroom homes sold from $727,000 to $949,000.

We have a record low number of single family homes available for sale in the Pleasanton area. This is creating an opportunity for higher prices as our demand is still inscreasing. Many homebuyers are now looking for the homes they are pre-approved to purchase.

This report only includes single family detached homes from July 1, 2011 to January 6, 2012

Click here to view the embedded video.

Having online resources available to us to guide our decisions by reading the results others have had with local and national businesses is key to being informed.  Read through the lists of movers in your area and see the areas they service, and read the comments of people that have used their services. You can quickly see how the different companies rate.

I wish I had Yelped my movers during a short 45 minute move. They quoted one price over the phone and in writing. Then once they had our belongings in their truck, sitting out front of our new home, they raised the price and demanded the higher payment or they would not unload or give us our belongings.  After the move, we did visit Yelp and this company had some of the worst reviews. I wish I had Yelped them and saved myself the pain.

558 Roma Ct

4 bedrooms, 3 bathrooms

2,697 approx square feet

Listing agent: Joe Frazzano with J Rockcliff Realtors

REO (foreclosure home)

Built in 1994

9,957 est lot square footage

Amazing home located on a private cul-de-sac. Brand new carpet & paint throughout. Vaulted ceilings in living/dining rooms. Gourmet kitchen w/ corian countertops, island & breakfast nook. Huge backyard (almost 10,000 sqft) complete w/ pool & sideyard. 3 car garage! Seller is requiring a Bank of America pre-approval for all non-cash buyers.

Contact Livermore Realtor Anna Campbell for more information and to schedule a showing.